Products

Click On The Toggles To Open For Further Information

Mutual Funds

A mutual fund is an investment vehicle whose primary purpose is to invest money provided by its security holders according to its investment objectives. Perler Financial Group has access to the top fund companies and can provide the most diverse portfolio and products to fit your plan and suit the client’s needs. For more information please contact your advisor.

Tax Free Savings Accounts (TFSA)

A tax free savings account is an account that does not charge taxes on any contributions, interest earned, dividends, or capital gains, and it can be withdrawn tax free. The benefits of a TFSA come from the exemption of taxation on any earned income from the investment. For more information please contact your advisor.

Registered Retirement Savings Plans (RRSP)

A registered retirement savings plan holds amounts deducted from taxable income, within certain limits, in a tax-deferred state. Contributions can be made until the age of 71 at which time it is required to make withdrawals. For more information please contact your advisor.

Life Income Funds (LIF)

A life income fund is a type of registered retirement income fund that is used to hold pension funds, and eventually payout retirement income. This income is to be used to support a lifetime of retirement rather than drawn out in a lump sum. For more information please contact your advisor.

Annuities

An annuity is a contract that assures a series of payments in exchange for a lump sum investment. They were designed to be a reliable way to secure a steady cash flow during retirement years. For more information please contact your advisor.

Guaranteed Investment Certificate (GIC)

Guaranteed investment certificates are deposit instruments paying a predetermined rate of interest for a specified term. They provide a low risk fixed rate of return. For more information please contact your advisor.

Registered Education Savings Plan (RESP)

An RESP is a tax-deferred education savings vehicle through which the federal government allows a subscriber to save money for a beneficiary’s post-secondary education. For more information, please contact Harry or David.

Registered Retirement Income Funds (RRIF)

A registered retirement income fund is an option available for registered retirement savings plans assets to pay out a set amount of income each year at retirement while continuing to protect the remaining assets from tax. For more information please contact your advisor.