Disability and critical illness insurance: What’s the difference?

Disability and critical illness insurance: What’s the difference?

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These days, there are many different types of insurance designed to protect one of your biggest assets: Yourself. There’s life insurance, health insurance, long-term care insurance—some celebrities even protect specific parts of their body against the possibility of injury.

And while you might not need to insure your teeth for $30 million like Julia Roberts and you probably don’t need $70 million leg insurance like David Beckham, there are types of insurance designed to help you in the event that you can’t work due to illness or injury or suffer a critical illness; they are called disability insurance and critical illness insurance.

While these two types of insurance have similarities because they can help you and your family with often-difficult personal experiences, they actually have many important differences and provide solutions to very different financial protection needs.

CLICK HERE to read this full article.  If you have any questions pertaining to critical illness or disability insurance be sure to contact Harry or David.