It is important to remember to stay invested despite uncertainty and volatility, maintain a diversified portfolio, and make sure you have enough in cash or short-term fixed income for needs in the next 6 to 18 months. As always if you have questions about the markets or your portfolio’s positioning, we are here and will be very glad to speak with you.

Published: April 4, 2025

None of us know when the current market instability and uncertainty will cease, but what we do know is that it will. History has continuously shown if investors stay calm and stay the course, they will be rewarded as markets bounce back. Join us as we discuss market volatility and what you should be doing as an investor in todays volatile markets. As always, if you have any questions about your portfolio or the current state of the markets, please feel free to reach out to us at anytime.

Published: March 17, 2025

At the time of writing this update on March 4th, Trump’s tariffs on key allies and trading partners, including Canada, have officially been enacted. Equity markets in Canada and the US have reacted negatively to this development. We understand you may have questions about these developments and how it might impact your finances. As always, we welcome your questions and are always happy to speak or meet with you to discuss them.

Published: March 7, 2025

Join us in this months educational video as we discuss the basics of RRSPs (Registered Retirement Savings Plans), how your contributions work for you in reducing your taxes, and review some examples of RRSP contributions for varying income levels and tax brackets.

Don’t forget, the 2024 RRSP deadline is on March 3rd, 2025!

Published: February 18, 2025

The recent Bank of Canada’s interest rate cut is a positive step towards stimulating growth here domestically, but the potential impact of U.S. tariffs remains a significant risk factor that could overshadow Bank of Canada policy. Trump 2.0 has started with a volley of executive orders and a dizzying pace in the news flow. This will likely continue to be the case over the next few months, and probably the next 4 years. This could make sticking with your investment plan more challenging than in recent years. We are here to discuss with you the potential impacts of a changing macroeconomic landscape and to address any concerns you might have.

Join us as we discuss the market update for January 2025.

Published: February 5, 2025

Looking back at 2024 and looking ahead to 2025, we evaluate what we would like to accomplish in the days to come. Join Harry, David & Kevin as they discuss the components within a financial health check and the importance of updating your financial plan every 1-2 years.

Published: January 21, 2025

As we move into 2025, we remain optimistic about the market’s potential. The themes that drove performance in 2024, such as technological advancements and consumer strength, are likely to continue playing a significant role in 2025. Of course, there will be new issues to monitor like Donald Trump’s threat of 25% tariffs, as well as some of the familiar uncertainties as far as inflation and the trajectory of monetary policy in Canada and the US.

Published: January 10, 2025