Insurance Solutions

Life insurance can be essential for anyone who has financial dependents. Harry Perler will help you make informed decisions about the appropriate life insurance plans to protect your family and loved ones. In the tragic case of death, illness or accident, insurance is designed to help your dependents cope with the unexpected loss of finances; the proceeds of these types of protection products can provide your beneficiaries with a more favorable quality of life, both emotionally and financially.

Harry Perler works with numerous life insurance companies to ensure you have the product and company best suited for your personal needs. He provides unbiased recommendations and is not tied to any one insurance firm. His knowledge, expertise, experience, and resources will help provide you with quality advice given your personal situation.

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Life Insurance

Life insurance is insurance that pays out a sum of money either on the death of the insured person or after a set period. It is an important method to protecting dependents and loved ones live a similar life after the death of a primary earner. For more information please contact your advisor.

Mortgage Insurance

Mortgage insurance is an insurance policy that protects a mortgage lender or title holder in the event that the borrower defaults on payments, dies, or is otherwise unable to meet the contractual obligations of the mortgage. For more information please contact your advisor.

Disability Insurance

Disability insurance offers income protection in the case of long-term disability that results in the inability to work for a long period of time. For more information please contact your advisor.

Business and Key Person Insurance

A life insurance policy that a company purchases on a key executive’s life. The company is the beneficiary of the plan and pays the insurance policy premiums. This is necessary in the case where the sudden loss of a key person in a business would have negative effects on the company‚Äôs operations. For more information please contact your advisor.

Critical Illness Insurance

Critical illness insurance is an insurance product where the insurer is contracted to make a lump sum payments if the policyholder is diagnosed with one of the specific illnesses on a predetermined list. For more information please contact your advisor.

Group Pension RRSP and Insurance

A group pension RRSP or insurance is an employer sponsored retirement savings plan, comparable to an individual RRSP, but administered as a group by your employer. Contributions are made through regular pay-roll deductions on a pre-tax basis. For more information please contact your advisor.

Segregated Funds

A segregated fund is an investment similar to a mutual fund but is considered an insurance product. They may guarantee a specific return over the life of the investment or upon maturation of the fund. For more information please contact your advisor.